Proudly Protecting Seniors Nationwide with Trusted Benefit Solutions

Covering everything from Medicare and Final Expense to dental and vision. We serve families with local heart and national reach.

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Palmetto Mutual helps seniors across the country make confident choices about Medicare, Final Expense, and essential benefits like dental, vision, hearing, and critical illness — all with personalized, local-style support.

We’re not a giant call center — we’re real people who care.
From the Carolinas to communities across the country, our team is comprised of friendly, licensed experts who take the time to listen, clearly explain your options, and help you choose the right coverage, without pressure, robocalls, or gimmicks.

At Palmetto Mutual, we believe in straight talk and real help. Whether it’s Medicare, Final Expense, or dental and vision benefits, we guide you step by step with honest advice tailored to your needs.

Our goal is simple: to take the stress out of insurance so you can enjoy retirement with peace of mind — and a little more breathing room.

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What Our Clients Are Saying

Real Seniors. Real Stories. Real Peace of Mind.

Bobby Rogers

I use tobacco and had a hard time finding anything affordable but Dvir didn't give up. He found me a preferred policy that fit my budget and he explained everything clearly. I'm very happy for all the help from Dvir and palmetto mutual and highly recommend them!

Blondell Locklear

Dvir was able to help me get out of a mess with my life insurance policy. Unfortunately I was lied to about my policy and Dvir was able to help me get everything squared away. If you need help with your insurance I highly recommend that you speak with Dvir and Palmetto mutual for help!

Betty Maynor

Dvir did a great job helping me with my insurance. He answered all my questions and was able to get me the most benefit and save me the most money! I recommend anyone who needs help your insurance to speak with Dvir and Palmetto Mutual. He has a great personality and really cares about his clients and is very easy to talk to.

Christine Darcy

I'm very thankful for Dvir's help. He was very knowledgeable and patient. He helped me set up my new Medicare plan for turning 65 and I would highly recommend him to anyone needing help with their insurance!

Dorothy Middleby

Dvir was able to help me get out of a 2 year waiting period life insurance and get a day 1 life insurance coverage for less money than I was paying before. I recommend him to anyone looking to get good final expense coverage at good rates. He's very knowledgeable and patient to answer any question that you may have. And we had a good time doing it, he's a very good person.

Mary lee Boyd

I'm very happy that I was able to go over my insurance with Dvir. He was able to answer all my questions and help me get more benefits than I had before. I recommend anyone who needs help with their insurance to set an appointment with him.

Consuelo Lowrie

I had a great experience working with Dvir on my medicare, update for 2026. He took the time to help me understand my options and made sure.I ended up with better benefits. I'm really thankful for his help.

Chrelan Walsaon

Dvir helped me increase my medicare benefits for next year. He was very patient answering all my questions and explaining the changes. I'm very happy from start to finish.

Cindy Hinnant

Dvie helped me update my Medicare for 2026 and made sure I got better benefits than I had before. He explained everything clearly walked me through the changes and made the whole process stress free. I'm really grateful for the help and highly recommend him!

Helen Williams

Dvir helped go over all the new updates for 2026 for my medicare. He made the process quick and easy. I really appreciate the great service!

William

Dvir made updating my Medicare for 2026 so easy! He walked me through every step and answered all my questions and found the best plan for my needs. I feel relieved knowing everything's taken care of. Excellent service in great communication!

Annie Shipman

I just updated my medicare plan for 2026 with Dvir and couldn't be happier. He made everything simple, explained options clearly, and made sure I'm fully covered for the new year. I really appreciate how patient and professional he was. Highly recommended.

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How We Can Help

At Palmetto Mutual, we understand every senior across the country has unique insurance needs.

Whether you’re exploring Medicare options, looking for life insurance to protect your loved ones, or trying to safeguard your retirement savings and healthcare costs, we’re here to make the process stress-free and straightforward.

Below, you’ll find straightforward summaries of the coverage we offer. Click “Learn More” under any category to dive into helpful, easy-to-understand information made just for you.

Medicare Plans

Palmetto Mutual simplifies Medicare, guiding seniors through Medicare Advantage, Medigap (Supplemental Plans), Prescription Drug Plans (Part D), and additional benefits like dental, vision, and hearing coverage.

Let us help you select the ideal plan that suits your health needs and budget.

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Turning 65?

Turning 65? Palmetto Mutual is here to make Medicare simple.
We help you enroll on time, avoid costly mistakes, and choose the right plan — all from the comfort of your home with a local expert who knows your ZIP code.

Let us walk you through your first Medicare decision step by step.

Explore Your Turning 65 Medicare Options ➔

Final Expense Life Insurance

Protect your loved ones from unexpected financial burdens with affordable, day-one Final Expense Life Insurance.

Palmetto Mutual specializes in helping seniors secure immediate coverage without confusing policies or hidden costs, giving you peace of mind today.

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Dental, Vision & Hearing Coverage

Good dental, vision, and hearing coverage is essential for your quality of life during retirement.

Palmetto Mutual offers affordable standalone plans designed specifically for seniors, ensuring you stay healthy, active, and connected.

Learn More About Dental, Vision & Hearing ➔

Critical Illness (Cancer, Heart Attack & Stroke) Insurance

Serious illnesses like cancer, heart attacks, or strokes can bring unexpected medical and financial challenges.

Palmetto Mutual offers Critical Illness Insurance designed to provide a lump-sum cash benefit when you need it most, helping cover deductibles, travel costs, lost income, and out-of-pocket expenses.

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Hospital Indemnity Insurance

Even with Medicare, hospital stays can result in significant out-of-pocket costs, particularly due to copays, deductibles, or gaps in observation status.

Palmetto Mutual offers Hospital Indemnity Insurance to give you added peace of mind. These plans pay you directly to help cover daily hospital expenses, ER visits, skilled nursing stays, and more.

It’s an affordable way to stay protected — and remain in control of your retirement budget.

Explore Hospital Indemnity Plans ➔

Why Seniors Choose Palmetto Mutual

Choosing insurance shouldn’t feel overwhelming, or like you’re being sold something you don’t need. At Palmetto Mutual, we believe in conversations, not sales pitches. Here’s why thousands of seniors trust us to help them make smart, stress-free decisions:

✅ No robocalls or high-pressure tactics
You’ll speak with a licensed expert, not a call center script.

✅ Real people who listen
We take the time to understand your health, budget, and goals, then guide you toward the best fit.

✅ Plans that fit your lifestyle and wallet
Whether you’re retired on a fixed income or still working part-time, we help you find affordable coverage that makes sense.

✅ Local Roots. Nationwide Support.
We proudly serve seniors across the country — offering real conversations, honest guidance, and personalized help you can count on, no matter where you live.

✅ Free help every step of the way
There is no cost to speak with us and no obligation to enroll. It’s just real help from people who care.

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